Here's what they need in order to open accounts in your name (IN THE U
A:Here's what they need in order to open accounts in your name (IN THE UNITED STATES, OF ALL PLACES): 1) Passport (counts as 2 forms of ID)2) Date of Birth3) Name With just those three tidbits, they can screw you royally. No need for your social security number. Why? They have access to the entire database of social security card recipients in the U.S. All they need is your name and DOB, actually. The passport is icing on the cake for them since it counts as 2 forms of ID, and they can easily create a fake one.
Oh, almost forgot: your picture. A passport photo. They're always asking for passport photos, right? There are legitimate reasons for that, but another reason is creating a fake passport with your picture on it. It's relatively simple.
In fact, with just your name, address and date of birth, anyone in the world could tank your credit rating if they keep running credit checks on you repeatedly. All they need to do is use several different credit check organizations. Run multiple checks, even if you didn't request it. Nothing you can do. -- Hulk