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Q: Which bank in Beijing allows you to withdraw money from a PLUS atm card?
Oh well, I am holding this EasiCard from OCBC Bank that does not even have a Cirrus sign, only the PLUS sign. Any idea where can I get my money out from the stupid card?
10 years 36 weeks ago in Money & Banking - Beijing
In China, UNION PAY is the one used. Normally, Union Pay does have reciprocal agreements with others like Cirrus, Plus, Master, Visa, etc, so your card should work .
Start visiting ATM's from different banks to see if your card works on one. Your real problem may come in when asked for the PIN number, in China is six digits, abroad is only 4. So, input your PIN as 00XXXX. The X are your PIN numbers. Some banks, like Bank of China, the ATM will accept a 4 digit PIN number
Last thing, be aware that many local ATM's, after three failures at providing the correct PIN number, will not return your card, so only try twice per machine visited, and after second try remove card from machine
BHGAL:
I have used my RBC (Royal Bank of Canada) debit card to withdraw cash at Bank of China ATM's by using my 4 digit PIN....$5 transaction fee plus the going exchange rate....
icnif77:
China Merchant's Bank will issue Visa/MC debit card to foreigner with 1000 Rmb deposit. USB stick for online purchases, and unlimited 'spot' exchange rate without any fees applied. 'Out of the city' (anywhere in China, except in HK) ATM cash withdrawals from 1000 Rmb - 3000 Rmb per day without fee applied.
bayuvar139:
A very good and helpful comment! Thanks. And, I know your suggestion of adding two zeroes in front of the 4-digit PIN number really works. I have used it for many years.
