The place to ask China-related questions!
Beijing Shanghai Guangzhou Shenzhen Chengdu Xi'an Hangzhou Qingdao Dalian Suzhou Nanjing More Cities>>

Categories

Close
Welcome to eChinacities Answers! Please or register if you wish to join conversations or ask questions relating to life in China. For help, click here.

By continuing you agree to eChinacities's Privacy Policy .

Sign up with Google Sign up with Facebook
Sign up with Email Already have an account? .
Posts: 97

Governor

0
0
You must be a registered user to vote!
You must be a registered user to vote!
0

Q: Are drivers required to buy car insurance in China?

What does it cover?

How much does it cost?

Where do you buy it?

Can foreigners get it?

7 years 34 weeks ago in  Transport & Travel - China

 
Highest Voted
Posts: 1559

Shifu

8
8
You must be a registered user to vote!
You must be a registered user to vote!
0

1. Yes, car insurance is required in China.

2. Cost is dependent upon the vehicle to be insured and the driver's record.  Just as an example, I pay about 3000 rmb/year for a BYD F0 after 1 year of incident free driving in China.  For me, this is more than I would expect to pay in the US for a similarly valued car.  But then again I have many more years of incident free driving experience in the US.

3. Covers the same things as insurance elsewhere....collision, liability, comprehensive, medical costs...with individual limits on each.

4. There are many companies that sell auto insurance in China.  Two of the larger companies are China Pacific and Ping An.

5. Yes, foreigners can buy auto insurance.

Report Abuse
7 years 34 weeks ago
 
Answers (5)
Comments (3)
Posts: 1559

Shifu

8
8
You must be a registered user to vote!
You must be a registered user to vote!
0

1. Yes, car insurance is required in China.

2. Cost is dependent upon the vehicle to be insured and the driver's record.  Just as an example, I pay about 3000 rmb/year for a BYD F0 after 1 year of incident free driving in China.  For me, this is more than I would expect to pay in the US for a similarly valued car.  But then again I have many more years of incident free driving experience in the US.

3. Covers the same things as insurance elsewhere....collision, liability, comprehensive, medical costs...with individual limits on each.

4. There are many companies that sell auto insurance in China.  Two of the larger companies are China Pacific and Ping An.

5. Yes, foreigners can buy auto insurance.

Report Abuse
7 years 34 weeks ago
 
Posts: 583

Governor

0
0
You must be a registered user to vote!
You must be a registered user to vote!
0

I think not drivers but car owners are required to buy Insurance..because the name of owner and buyer of insurance always use to be same..

Report Abuse
7 years 34 weeks ago
 
Posts: 1

Minor Official

0
0
You must be a registered user to vote!
You must be a registered user to vote!
0

Less than 3000 yuan a year in the US for insurance? what company did you use? that's less than $50 a month!! The least I Paid was $120 per month

Report Abuse
2 years 24 weeks ago
 
Posts: 1304

Shifu

0
0
You must be a registered user to vote!
You must be a registered user to vote!
0

one type of insurance is mandatory, costs around 2000 rambos per year. 

Report Abuse
2 years 24 weeks ago
 
Posts: 4430

Emperor

1
1
You must be a registered user to vote!
You must be a registered user to vote!
0

What kind of question is this? I drive a car here, and yes we are all required to have it...

Report Abuse
2 years 24 weeks ago
 
Know the answer ?
Please or register to post answer.

Report Abuse

Security Code: * Enter the text diplayed in the box below
Image CAPTCHA
Enter the characters shown in the image.
  • Allowed HTML tags: <a> <em> <strong> <cite> <code> <ul> <ol> <li> <dl> <dt> <dd> <img> <br> <p> <u>
  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.
  • Textual smileys will be replaced with graphical ones.

More information about formatting options

Forward Question

Answer of the DayMORE >>
A: Going to HK would be the best bet I reckon, especially if you were loo
A:Going to HK would be the best bet I reckon, especially if you were looking for a church wedding. Chinese weddings are pretty grim IMO - you go to a barren govt dept with souless officials and navigate red tape so some guy can give you a red stamp and a marriage book. You get expensive pictures taken of you both posing in places you'd never go to in everyday life that is somehow supposed to represent your wedding, then a while later it's off to a restaurant where a game show host kind of guy makes sure it's as tacky as possible while the guests eat as fast as they can so they can leave as soon as they finish eating and gave you money. Hell, I'd go to Thailand or the Philippines and get married in Paradise.   -- Stiggs