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Q: Chinese health insurance for foreigners, what does it cover?
Hello
I am looking for jobs in China and want to have a career here, however one thing is bothering me, the health insurance. As far as i know, if i work for a chinese company they will provide me with an insurance from a chinese insurance company. My question now is what coverage i get with this kind of insurance? would it typically be in one of the local hospitals or does it cover for going to the more upscale hospitals that most foreigners will usually go to?
Any help is very appreciated!
13 years 41 weeks ago in Health & Safety - Beijing
Always try to find info on eChinacities by using the top search bar!
Read this article may give you some tips:
Get Covered: A Brief Guide to Expat Health Insurance in China
http://www.echinacities.com/expat-corner/a-beginner-s-guide-to-renting-a...
Ask your prospective employer for a blank copy of the policy.
Each policy is unique.
If health is an issue, China may not be right for you.
A Chinese health insurance won't cover you at the expensive expat hospitals. You will have to get an expat health insurance for those. Most expat health insurance packages provide outpatient services and emergency medical treatment. For things like dentistry, maternity etc. you'll have to pay a big chunk of money extra. Expect to pay something in the range of 5-10,000 RMB for expat cover a year.
