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Q: Do you have an insurance for your apartment?
Recently moved to new apartment and learned that there is actually no insurance cover, so I was wondering if you guys paid extra for an insurance or if you live without one.
you pay a deposit plus your rent fee, the deposit is kind of an insurance, you have to deal with your owner hen making a contract....
Since the apartment is rented, you really do not need insurance except for the contents. Yes I do, and to my surprise, it is very inexpensive, I pay less than 500 Rmb per year for it, and I got replacement cost.
Since I do travel a lot, it gives me peace of mind when I am away. I have no worries about thieves visiting me.
GuilinRaf:
You were lucky. I was robbed around this time last year. Both the police and the insureance claimed it was my fault for, get this, keeping things like cameras and laptops in my home!
