i ended up with pingan after reviewing many options. good luck

i lived in many countries and you can check out hth worldwide insurance for coverage, they even cover the old and decrepit geezers like myself.

I have PingAn for critical disease and China Taiping for accident. 

Be aware that Chinese critical disease insurance usually includes a savings/retirement plan. You pay it for 20 years and from then on, you don't have to pay more, you can get your money back if you want.

I do not know a recommendation for Chinese Health Care. But The US If you have Obama's affordable Health Care insurance it will cost you 28,800 rmb a year with 30,000 rmb deductible. You can go to your doctor twice a year and still pay for most of your tests etc. What a joke

Try PingAn health insurance, its a hefty price though of Y20,000

have a look on this site: https://www.brokerfish.com

Malyasian based broker. I've recently found a worldwide policy (excluding the USA) that covers all majot illnesses for 6840 RMB/year. Far cheaper than PingaAn @ 20k!