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Posts: 860

Shifu

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Q: Question for uk expats: do you pay your national insurance back home?

If not are you worried about entitlement to nhs treatment and having to pay py the difference when you get a job back home?  And your pension. This might be a silly question so don't hate me

9 years 30 weeks ago in  Lifestyle - China

 
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Posts: 1718

Emperor

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If you go anywhere abroad for more than three months, either for a one-off extended holiday for a few months or to live permanently for several years, but then return to the UK to take up permanent residence here again, then you will be entitled to receive free NHS hospital treatment from the day you return. So will your spouse, civil partner and children (under the age of 16, or 19 if in further education) if they are also living with you permanently in the UK again.

 

 

That's from the DoH website.  You asking does make me worried about it though.  China is not in the EEA obviously so it would be impossible to pay into your pension fund. 

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9 years 30 weeks ago
 
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Emperor

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Xunliang is incorrect about the state pension. You can choose to pay voluntary contributions into the NI fund to ensure you get the full state pension when you retire. I'm looking into it at the moment. You need to have paid in for 35 years now to get a full pension. If you're abroad for some years you can back pay it. Best to check out the government website for details. 

 

I know now ive missed about 4 years now and am waiting for feedback on what I owe & how many more years I have to pay. I think the class 2 contributions are about 3 quid a week but check yourself online

xunliang:

I looked on the DoH website and it said you can only pay directly into the fund if you're working in a EEA country.   How is it charged if you want to pay?  Does it depend on your wage over here or is it a set figure?

9 years 30 weeks ago
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Hotwater:

DoH doesn't deal with pensions. I think you're confusing NHS cover with pensions. When I get on my laptop later I'll find the pensions link. 

9 years 30 weeks ago
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xunliang:

Cool. Thanks.

9 years 30 weeks ago
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9 years 30 weeks ago
 
Posts: 1845

Shifu

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I am also wanting to pay, I think it is worth it.

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9 years 30 weeks ago
 
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