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Posts: 89

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Q: Which Chinese bank provides best services to foreigners?

12 years 27 weeks ago in  Business & Jobs - China

 
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i had my best experiences with icbc and bank of china but the BOC branch was connected with the school so they knew how to deal with foreiners.
i did say best , you get what you can get here in and out in 40mins is a blessing (even if you're just making a deposit)

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12 years 27 weeks ago
 
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Posts: 364

Shifu

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i guess none of the banks in china can provide a descent service to foreigners. all banks in mainland are messed up. i guess chinese banks should see how they run banks in HK and they should learn a lot from them

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12 years 27 weeks ago
 
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i had my best experiences with icbc and bank of china but the BOC branch was connected with the school so they knew how to deal with foreiners.
i did say best , you get what you can get here in and out in 40mins is a blessing (even if you're just making a deposit)

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12 years 27 weeks ago
 
Posts: 1006

Shifu

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I would use the term "service" VERY loosely... It's actually an oxymoron... If I HAVE to Choose one... No choice... I MUST have a Chinese bank... ICBC?!? I feel sick saying it even HSBC would be better but is it a Chinese bank?! I would hate to insult the company... In the end the staff are mainland Chinese so you can abandon the use of the word "service"....

DaqingDevil:

Amen to that posting!!

12 years 27 weeks ago
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12 years 27 weeks ago
 
Posts: 3318

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China everbright is actually really awesome

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12 years 27 weeks ago
 
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Governor

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In our place , Bank of China is better than others .

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12 years 27 weeks ago

Try my best to improve ,and catch the chances .

 
Posts: 856

Shifu

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I have nothing good to say about any Chinese banks but there's no way I would recommend Bank of China to anyone. I only experience hassle with them and they are so unbelievably inefficient and slow that it just leaves me speechless. I am so fed up of BOC to the point where I'm considering switching to ICBC, even though I don't expect great service from them either. Angry

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12 years 27 weeks ago
 
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All major four banks are almost the same

skater:

I thought Bank of China is the best

12 years 12 weeks ago
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12 years 13 weeks ago
 
Posts: 363

Shifu

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ive been using china merchants bank and have no complaints. at least so far

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12 years 13 weeks ago
 
Posts: 2604

Shifu

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China construction bank they don't charge you fees at the atm for your bank of america card.....other banks will. 

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12 years 13 weeks ago
 
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None  its crazy i had money in a bank  i had too travel  for  3 hrs by plane to withdraw it  even tho had same bank in the city i lived  they  are all  very   bad

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12 years 4 weeks ago
 
Posts: 1008

Shifu

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It does suck everytime you leave one province of city you have to take your bank book to change accoounts but I've had good results from

The Bank of China and Merchants who I have Visa and Master Card credit cards with

The Citic Bank is great customer service for foreigners

And ICBC with good on line banking

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12 years 3 weeks ago
 
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China Merchants Bank and SPD Bank are two 'the lowest fees' or 'no fees' Banks in China.

 

I have (had) accounts with all mayor Chinese Banks mentioned above, except ICBC and Citic Bank.

 

The worst is ABC Bank.

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11 years 29 weeks ago
 
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I have recently opened an acoount at Citi bank in Shenzhen and the Service has been the best so far. I would recommend it to any one who wants to have a bank account with foreign exchange service . Their 24h hotline provides services in English too. I have been living and working in China for over 10 years and have experienced quite a few banks including BOC, ICBC, ABC , Hangseng and HSBC , but Citi bank is the best of them all . 

 

icnif77:

Try China Merchants Bank, especially their Gold Debit account with Visa/Mc ATM card and 'spot FX exchange' rate.

 

I had account with them until June 2018, so they might discontinued that, but Bank's terms are/were the best in the world for the retail/small user.

4 years 50 weeks ago
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4 years 50 weeks ago
 
Posts: 827

Shifu

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I remember answering this question about 6 years ago. Must have been on another thread. Some laws have changed and so has the srvices charges. I still think that The Bank of China and the China Construction Banks are good. They really want my money in their bank. I tried the ABC a few years ago but found that they didn't have the required permission to deal with foreigners.

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4 years 50 weeks ago
 
Posts: 72

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ICBC has treated me well, but then again, my pay is direct deposited and I only use their app.

 

I had to actually speak to people twice, and both times they found an English-speaking employee who was helpful

Stiggs:

Yep, I had an ICBC acct too. Probably still do actually, I don't think I closed it, just pulled my money out and left the country.

 

I was happy enough with ICBC but having said that I've found that no matter what bank you use - I've had accounts with 4 and have had to go to maybe another two regularly to pay power bills and things like that - every branch is different. A bank you deal with and think is great in one city can be a pain in the arse in a different city, or even a different part of town.

 

 

4 years 50 weeks ago
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pious314:

How do you use their app? Isn't it in chinese?

4 years 41 weeks ago
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Douglas.H.Brown:

The app is in Chinese. I had a coworker help me set it up and then I just memorized what icons I need to press. All I really need to do is check my account balance and get statements. That involves two easy-to-memorize icons

4 years 41 weeks ago
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biggj123:

China construction bank is good. They have an english app too.

4 years 41 weeks ago
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4 years 50 weeks ago
 
Posts: 258

Shifu

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All the Chinese banks suck. I have my employer deposit my paychecks into the least offensive of all the banks I tried. I let it build up to a certain point and then transfer that to an online account.

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4 years 41 weeks ago
 
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I  think all banks are the same attitude for normal customer except the VIP,the main problem is lower efficient for windows service, but APP is better selection.

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4 years 41 weeks ago
 
Posts: 2

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I  think all banks are the same attitude for normal customer except the VIP,the main problem is lower efficient for windows service, but APP is better selection.

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4 years 41 weeks ago
 
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Answer of the DayMORE >>
A:  "... through ..."?  Only "through" comes to mind is "S
A: "... through ..."?  Only "through" comes to mind is "Shenzhen agent can connect you with an employer, who's authorized to hire waigouren ... and can sponsor Z visa." It's not like every 10th person you meet in Shenzhen's hood can sponsor work visa ...  The only way to change from student to labourer visa is just a regular way by: 1. Finding an employer, who'll apply for an Invitation letter; 2. Exit China and apply for Z visa in your home country's Chinese embassy; 3. Enter China in 30-days after Z visa was stamped into your travelling instrument ...As I am aware, you won't be able to switch to Working permit by remaining in China....,so make ready for a return to your home .... -- icnif77