The place to ask China-related questions!
Beijing Shanghai Guangzhou Shenzhen Chengdu Xi'an Hangzhou Qingdao Dalian Suzhou Nanjing More Cities>>

Categories

Close
Welcome to eChinacities Answers! Please or register if you wish to join conversations or ask questions relating to life in China. For help, click here.
X

Verify email

Your verification code has been sent to:

Didn`t receive your code? Resend code

By continuing you agree to eChinacities's Privacy Policy .

Sign up with Google Sign up with Facebook
Sign up with Email Already have an account? .
Posts: 11

Governor

0
0
You must be a registered user to vote!
You must be a registered user to vote!
0

Q: Which Chinese bank has the most user-friendly online banking interface?

By "the most user-friendly" I mean English translation and a (relatively) small amount of bugs and glitches. Not pleased with Bank of China and Citic. Any suggestions?

12 years 14 weeks ago in  Money & Banking - China

 
Answers (4)
Comments (1)
Posts: 1968

Emperor

0
0
You must be a registered user to vote!
You must be a registered user to vote!
0

If you have the minimum RMB needed to open an account, then probably the best on the mainland are the mainland branches of the HSBC.  Following that, I might recommend the Shanghai Pudong Investment Bank, if there is a branch of that in your city, or Merchants' Bank of China -- although MBC is not a relatively large bank, they do have quite an international sense about them.   I use BOC myself and yes, the online just drives me mad at times.

Report Abuse
12 years 14 weeks ago
 
Posts: 5539

Emperor

0
0
You must be a registered user to vote!
You must be a registered user to vote!
0

bank of china.

Report Abuse
12 years 14 weeks ago
 
Posts: 2409

Emperor

0
0
You must be a registered user to vote!
You must be a registered user to vote!
0

Unfortunately, Bank of China is the best that I have seen from the major banks I have tried.  It just isn't a very mature market here for that sort of thing yet.  Most people don't trust it, so they don't use it. Not getting used means not getting valuable customer feedback for updates.  No updates, means no incentive for merchants to take online transfers, etc...  In the end, it just stagnates and becomes next to useless.

But the good news is that China is slated to allow more and more foreign banks into China.  They will bring their mature products with them and that in turn will put much needed pressure on the Chinese banks to finally update their offerings.

Report Abuse
12 years 14 weeks ago
 
Posts: 11

Governor

0
0
You must be a registered user to vote!
You must be a registered user to vote!
0

Thanks guys. I guess I'll stick to China Merchants Bank. I need a Chinese bank account for shopping on Taobao, so HSBC is not an option in this case, even though it has always appealed to me.

981977405:

You can have a mainland Chinese bank account with HSBC. It has branches here on the mainland in the largest cities. However, it requires a very, very large minimum amount on account to open an account. I want to say something like RMB 50,000 to start if not larger and that is the minimum amount has to remain in the account.

12 years 14 weeks ago
Report Abuse
Report Abuse
12 years 14 weeks ago
 
Know the answer ?
Please or register to post answer.

Report Abuse

Security Code: * Enter the text diplayed in the box below
Image CAPTCHA
Enter the characters shown in the image.
  • Allowed HTML tags: <a> <em> <strong> <cite> <code> <ul> <ol> <li> <dl> <dt> <dd> <img> <br> <p> <u>
  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.
  • Textual smileys will be replaced with graphical ones.

More information about formatting options

Forward Question

Answer of the DayMORE >>
A: Add-it: Getting into the recruiters ... You could also research a
A:Add-it: Getting into the recruiters ... You could also research any school/job offering posted by the recruiters ... as an example:"First job offering this AM was posted by the recruiter 'ClickChina' for the English teacher position at International School in Jinhua city, Zhejiang Province, China...https://jobs.echinacities.com/jobchapter/1355025095  Jinhua No.1 High School, Zhejiang website has a 'Contact Us' option ...https://www.jinhuaschool-ctc.org ... next, prepare your CV and email it away ..." Good luck! -- icnif77
Recent Popular